Our services are 100% free as a nonprofit committed to ensuring fair, equitable credit reporting for all Americans. We're looking for volunteers! No time? Make a donation.

Credit reporting is broken.

Credit problem? Wondering “what happens now? ”We’ve heard it all, and we’re here to help you know what to do next.

We help solve credit reporting issues

The best part? We help you do this at $0 cost. That's right, our services are 100% free of charge! What do you have to lose?

Settlement Escort

We make sure that your debt settlement payment counts. We'll make sure you have the evidence necessary if it doesn't.

  • Record your call when you pay off (or down) the balance.
  • Send disputes to ensure credit reporting is correct
  • We'll take care of any issues along the way
We make sure that your debt settlement payment counts. We'll make sure you have the evidence necessary if it doesn't. | Credit Cop

Report Detective

Instantly identity errors on your credit report that may be hurting you. We'll send the disputes for free and help you through to completion.

  • According to a recent study, 79% of credit reports contain errors.
  • According to the CFPB, less than 2% of consumer complaints got relief.
Instantly identity errors on your credit report that may be hurting you. We'll send the disputes for free and help you through to completion. | Credit Cop

Ready to get started?

Don't let yourself remain a victim of credit reporting errors, take a stand for yourself, today.

We've seen it all

No matter what credit problems you're dealing with, we're here to help, completely free of charge.

 | Credit Cop
1
Identity theft
2
Collector Harrasment
3
Unrecognized Accounts
4
Wrong Balances
5
Incorrect Late Payments
6
Other Issues
7
Unfair Denials
(Jobs, Mortgage, Rental)

The Academy

Empowering individuals with the credit knowledge they need to become beacons of knowledge for their families, communities, towns, cities, and states – striving for a fair, equitable credit reporting system for all Americans.

FAQ

Why isn't basic credit knowledge taught in school?
Great question. We had that thought! Credit Cop is our veichle to turn that idea into reality, one step at a time.
Can you provide classes offline or by Zoom?
We currently don't have the resources to teach everywhere we're needed. We're working towards growing our base of volunteers to provide help wherever it's most needed.
Do you have material teachers can use?
We're in the process of looking for more resources, donations, software engineers, artists, and other experts, to finalize our Academy program that all teachers, parents, and community leaders can use for free. While the information is our online resource section is not necessarily prioritized for any individual or group, is a great place to start if you'd like to put together your own class.